Burnwinter There is plenty of long-standing insider insight into the sector showing that its leaders and investors deny access to vital health care for profit with full knowledge of what they're doing.
And it's even worse than that when you realize that the outsider outsight shows that they are often operating in accordance with the law when doing so. Shareholder primacy results in a fiduciary duty that essentially demands denial of coverage whenever possible. Sure, they deny care illegally on a routine basis, but there are plenty of legal ways to do it, too. For instance, employers often opt to provide cheaper, self-funded plans to their employees that are exempt from state laws, a type of plan offered by - you guessed it - UnitedHealthcare. They can claim bogus, vague reasons like "lack of medical evidence" or what-have-you and put the burden of proof on the patient.
The law in this country is built to deny health coverage for profit.
A stupid example: I went for an annual checkup last year and my old primary had retired. New guy checks my ears, and casually recommended a wax removal as there was some obstruction, said we could just get it done then and there. I'm on a state research university's basic health plan as full time faculty.
A few days later, got a bill for $1,500...no mistake. That shit was legitimately not covered. Had to be on the premium plan and even then I'd have to pay some amount out of pocket. It didn't even occur to me that I was having a "minor procedure" because it was so casual and off the cuff in the moment. Just squirting some salinated water into my ear. This place is fucking wild.