That's pretty much what I thought you would say, Klaus, but I think you're shining up your viewpoint with a fair bit of extra energy and handwaving. I can understand how you might be bored watching a revenge flick with a rather predictable dénouement, but perhaps others who, like me, are slightly less jaded by extensive genre film viewing are still at the stage where we relish the conventions rather than being frustrated by them.
The argument over budget vs Hobo doesn't interest me that much, there are many films shot for more than $13m with worse screenplays, you probably even like many of them, so I'm not sure where that line of argument gets you.
There has been a fair bit of discussion here about the lack of logic and verisimilitude in the Gosling character, both in premise and in performance. It's a legitimate criticism. However, as in his other (better, more shocking) film Bronson, Winding Refn is resting impact on emotional chiaroscuro.
The elevator scene in which the Driver goes from first kiss to brutal skull-stamping violence in seconds is a microcosm of the whole film, which aims to splice the hipster romance (think the recent film Beginners, or Blue Valentine) and exploitation genres.
The quiescence of the Driver character is a prerequisite for this effect. Gosling's performance is effectively a mute (even muter) variation of his work on Blue Valentine.
The intertextuality with the Grand Theft Auto video game series also seemed clear, as there were simply too many visual and literary similarities to ignore. I'd say the screenplay was influenced by the coarse 'cut scene, mission, cut scene' dramatics of games, and the soundtrack and aesthetic decor were clear homages to previous films, but arguably homages made via video game references to those earlier aesthetic milieux.
That in itself is an interesting fact, as Drive is a "video game movie" of sorts that isn't an explicit cross-promotion or tie-in, acknowledging the immense cultural shadow of the GTA series.
As an overall project I found it to have a fairly impressive, holistic integrity, and there was interest to be found in the rough overlap of genres. Liked it, which is why I gave it an 8/10.
