This is exactly what I hate about FIFA. Now, 10 to 11 months into playing 13, I feel comfortable with the game and actually have a decent clue about what I am doing. To buy 14 will send me back quite a few steps. It is like having Ramsey's leg break, minus the time out of course, every fecking year.
I am no world beater at FIFA, but I am now at a level where I don't feel out of place in division 1. Still tend to fall out of that division, and I am nowhere near winning it, but I also tend to quite quickly move up to division 1 again. I say this every farking year - I don't really have the time to fully get to know a new game every year!